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The speciality of this volume is that all matters are presented in lucid manner and in a simple language no with standing the technical nature of the subject. All latest developments have been covered and above all it is most student friendly. To enable the learners to test their knowledge, understanding and application of the subject, various types of questions have been given at the end of each chapter. Many innovative financial products have been introduced in the field of Banking and Insurance to cater to the varied risk-return requirements of both the corporate and individual customers. Moreover, they are subject to strict regulatory framework so that Banking and Insurance sectors may function efficiently and in a transparent manner. Though, a number of text book are available on these areas. It is very difficult to find a textbook covering all these aspects in one book. Recently many universities have completely restructured their commerce and management curricula incorporating therein many subjects on thrust areas so as to prepare the learners of higher learning institutions to meet the requirements of industries. The Bangalore university has taken a lead in this direction by introducing a thrust area subject viz. `BANKING AND INSURANCE` to the students of commerce. Book Content of Banking and Insurance UNIT : I An Overview of Financial System Indian Banking System UNIT : II Functions of Commercial Banks Investment Policy of Commercial Banks − Liquidity and Profitability UNIT : III The Concept of Risk and Insurance UNIT : IV Essential
